Description about Health Insurance:

DISEASE-WISE CAPPING (2026-2027) : This is an overall limit, which includes complications as well as pre- and post-hospitalization claims.

Benefit limit	5 Lacs	10 Lacs
Cataract (per eye)	30,000	35,000
All expenses related to Disorder of Nervous system	2,50,000	3,00,000
All expenses related to Cardiovascular Disease including CABG, Angioplasty (Including Angiogram limit of Rs. 21,000/24,000)	2,50,000	3,00,000
Expenses related to Cancer including Radio therapy & chemotherapy	2,50,000	3,00,000
Treatment for breakage of bone including spine surgery, Tendon & ligament repair / surgery	2,20,000	2,80,000
All Expenses related to renal disease including Dialysis	2,50,000	3,00,000
All Expenses related to Digestive System (This is overall limit which includes other capped ailments related to digestive system)	2,20,000	2,80,000
All Expenses related to Musculoskeletal system excluding Joint replacement	2,20,000	2,80,000
Genito Urinary System / Calculus / Renal Calculus/ Other calculus disease	60,000	70,000
Dialysis and Associated disease / Procedure	45,000	50,000
Cholecystectomy including Medical Management	60,000	70,000
Hysterectomy including salpingo-oophorectomy / Prostate operation	60,000	70,000
Appendectomy including Medical Management	50,000	60,000
Anal Fistula, Piles, Fissure	40,000	50,000
Hernia overall limit (All types)	40,000	50,000
Anaemia (Not for evaluation)	50,000	50,000
Angiogram	21,000	24,000
All type of joint replacement / Joint revision / Joint infection surgery.	1,25,000	1,50,000
Maximum one Joint Per family /per plan period	1,25,000	1,50,000

* Compulsory deduction of Rs. 5000 will be applicable for each and every claim

Your cart is empty

Members only